Institute of FAME, Inc.

Newsroom

The institute's policy-translation track record.

Policy briefs, op-eds, regulatory comments, and testimony — the institute's outputs translating peer-reviewed research into decision-grade evidence for U.S. and developed-economy regulators, journalists, and corporate-strategy audiences. Organized by issue area on each entry.

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Financial Education MeasurementFinTech RegulationFinTech Consumer ProtectionCBDC and Digital Money

policy brief(forthcoming · 2026-06)

What the UK regulatory sandbox actually did for its digital banks — and what U.S. policy should learn

Institute of FAME — Policy Brief Series

Patrick B. Washington

Translates the Washington/Rehman/Lee 2022 JRFM findings on UK digital-bank performance under the FCA regulatory sandbox into specific design recommendations for CFPB and OCC sandbox proposals. The paper finds sandbox participation associated with a statistically significant decline in bank performance — concentrated in larger, more established firms — and argues that U.S. programs should be scoped narrowly and required to publish structured post-program performance data.

FinTech Regulation

op ed(forthcoming · 2026-06)

What the UK's regulatory sandbox actually did for its digital banks

American Banker (BankThink)

Patrick B. Washington

Op-ed translating the Washington/Rehman/Lee 2022 JRFM findings into a ~950-word piece for the American Banker BankThink audience. The UK data show sandbox participation associated with worse digital-bank performance — most severe for the large, established firms that most often lobby for these programs. Pitched at CFPB and OCC policy staff considering federal sandbox-style frameworks.

FinTech Regulation

Press inquiries

Journalists writing about FAME-funded research, the institute's policy positions, or the issue areas above are welcome to contact the institute. See the Press page for media-contact information, downloadable assets, and Patrick Washington's media bio.